Can a Reverse Mortgage Help You

Retire as Desired?

Central Florida Reverse helps seniors Retire as Desired! We solve their, or their financial professional's, most difficult challenges revolving around cashflow, ready access to liquidity and long term planning utilizing what is without question the safest financial products on the planet.

And, we do it with loan products that have no personal guarantees to borrowers or heirs... the property is absolutely the sole collateral to the mortgage.

It is the perfect hedge against the next housing bust, because it contains a line of credit feature with a government guaranteed growth factor, without regard to the underlying value of the property.

And, unlike other lines of credit, the loan cannot be called or frozen without significant breaches by the borrower themselves... just like any other mortgage!

Best of all, the mortgage is government guaranteed always to be available, even if the original lender has gone bankrupt, for as long as the borrower lives in the property as their primary residence.

Central Florida Reverse is available to our clients anytime, to answer questions via email, text or telephone.

We specialize in providing our clients with all the mortgage options available and helping them, their family and their financial advisor decide which product if perfectly tailored for them.  Feel free to reach out to experience the difference!



This FREE Calculator has been designed to help take the guess work out of your Reverse Mortgage research. It’s quick and it’s easy. Find out if a Reverse Mortgage is right for you today!


Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage consultants will be in touch right away!


Reverse Mortgages can help you achieve any number of goals that you may have. Check out some examples of how people have benefited from or changed their lives with a reverse mortgage from Central Florida Reverse - Empowered by NEXA Mortgage.


See some real world examples of how people have used a reverse mortgage to solve a problem.


What is a reverse mortgage? How can I qualify for a reverse mortgage? You've got questions, we get it. The Central Florida Reverse - Empowered by NEXA Mortgage team is here to answer them all and guide and protect you throughout the process.


Get real, honest answers to your questions and more here. If you have a question we haven't answered, feel free to ask! Our experienced Reverse Mortgage experts are ready to help.

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

What is a Reverse Mortgage?

Home loans for seniors
A reverse mortgage is a loan available to seniors over the age of 62 which allows them to convert equity in their home into cash.

You keep your home

You remain the owner of your home, as long as you comply with the the loan terms and pay your property taxes, homeowner’s insurance other property charges.

No monthly payments

One of the best things about a reverse mortgage is that payments are made to YOU, for as long as you live in your home. You may repay the loan as you wish, at a maturity event or when you sell your home.

You're OK if the market drops

The Federal Government insures the reverse mortgage loan. If your home loses value and the loan is more than the home value, the government will pay the difference when you sell your home


Choose your payment method(s)

You can choose from many disbursement options. You can be paid in full or partially, get a line of credit, receive monthly payments, or you can pick a combination of these options.

Qualification is much easier

Even senior borrowers with limited income can easily qualify since there are no monthly payments to be made.

Disbursements on loan are tax free

Technically, Reverse Mortgages are considered an advance, and loan advances are not taxable.

Follow Richard with Central Florida Reverse - Empowered by NEXA Mortgage

Central Florida Reverse

Empowered by 3 (2)


Central Florida Reverse, Empowered by NEXA Mortgage
NMLS: 1660690


Richard W. McWhorter

- NMLS: 1618644
- FL: LO 44137
- GA: 57530

Contact Us

Local Address
200 E Tillman Avenue
Lake Wales, FL 33898

Corporate Address
3100 W Ray Road #201
Office #209
Chandler AZ 85226

FL: (863) 456-2434
GA: (404) 313-9785


Central Florida Reverse, empowered by NEXA Mortgage, NMLS 1660690, (3100 W Ray Rd STE 201 Office # 209, Chandler AZ 85226.) provides an Equal Housing Opportunity. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to secure a loan and the information provided on this site is solely for educational purposes. Some restrictions may apply. Richard McWhorter (NMLS 1618644) is licensed in Florida (LO44137)and Georgia (57530), however can assist your reverse mortgage needs in all states, except MA and NY. This material is not from HUD or FHA and has not been approved by HUD or any government agency. The contents of this site are protected, and unauthorized use is prohibited. NMLS Consumer Access Link click here