Independent Mortgage Originator

Direct: 404-313-9785


20 years experience helping families purchase and finance real estate.

Specialties include:  FHA Insured, HUD regulated Home Equity Conversion Mortgages, Proprietary jumbo reverse mortgages as well as conventional, FHA and VA mortgages for primary and second homes in Georgia and Florida.

We at Central Florida Reverse focus on:

Financial professionals with their most important needs: lessening the risk of client retirement assets diminishing to zero prior to end of life. Our team accomplishes this through near limitless options for their clients, but all solutions focused on increasing cash flow, decreasing monthly expenses, adding money back into retirement savings and, most importantly, in partnership with financial professionals setting in place what can be a lifetime of guaranteed access to housing wealth.

Realtors by offering an alternative source of income with better alternatives to all cash offers in three distinct ways  

  • allowing buyers to obtain the benefits of an all cash offer without investing 100% of their cash in illiquid assets,
  • leveraging buyers’ cash to purchase a home that may be better suited to their needs while more expensive than current inventory satisfies their wants, or
  • assisting borrowers who may have difficulty qualifying for loans where mortgage payments may be an issue.

Borrowers and their families by providing the most appropriate financial instrument available to seniors, 60 and better… the Retirement Mortgage.  How? By being their loan consultant and mortgage advocate in the loan process, primarily for the FHA insured, HUD regulated Home Equity Conversion Mortgage as well as the proprietary jumbo reverse loans.

We encourage you to view all of our website and, of course, if you would like more information or a free consultation, please feel free to reach out. We are licensed in Georgia and Florida, however we also have a network of referral professionals nationwide that we are happy to recommend.

Me personally? I have a wife of 40 years, am a father of two, grandfather of 5, love golf and tennis, college football and professional baseball as well as smoking or grilling most anything on a Big Green Egg with family and friends.

And, of course, I am an independent mortgage loan originator in both the forward and reverse mortgage markets focused on helping senior borrowers Retire as Desired. 


Follow Richard with Central Florida Reverse - Empowered by NEXA Mortgage

Central Florida Reverse

Empowered by 3 (2)


Central Florida Reverse, Empowered by NEXA Mortgage
NMLS: 1660690


Richard W. McWhorter

- NMLS: 1618644
- FL: LO 44137
- GA: 57530

Contact Us

Local Address
200 E Tillman Avenue
Lake Wales, FL 33898

Corporate Address
3100 W Ray Road #201
Office #209
Chandler AZ 85226

FL: (863) 456-2434
GA: (404) 313-9785


Central Florida Reverse, empowered by NEXA Mortgage, NMLS 1660690, (3100 W Ray Rd STE 201 Office # 209, Chandler AZ 85226.) provides an Equal Housing Opportunity. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to secure a loan and the information provided on this site is solely for educational purposes. Some restrictions may apply. Richard McWhorter (NMLS 1618644) is licensed in Florida (LO44137)and Georgia (57530), however can assist your reverse mortgage needs in all states, except MA and NY. This material is not from HUD or FHA and has not been approved by HUD or any government agency. The contents of this site are protected, and unauthorized use is prohibited. NMLS Consumer Access Link click here